Monday, July 23, 2018

Committee of banks for RBI GRADE B 2018


Committee
Areas
Continuous Economy committee              Black Money and The Unaccounted Money
YH Malegam committee               Monitor Bad Loans
Revamps Expert Panel   Market Infrastructure Institutions
Jaitley-led Panel               Inspect the merger proposals of state-owned banks.
M Vinod Kumar Panel    Review of GST laws
Arbind Modi-led Panel  Simplify Income Tax Laws
AK Bhuchar Committee Coordination Between Term Lending Institutions And Commercial Banks
B Eradi Committee          Insolvency And Wind Up Laws
Wanchoo Committee     Direct Taxes
YV Reddy Committee     Reforms In Small Savings
B Sivaraman Committee               Institutional Credit For Agricultural & Rural Development
A Ghosh Committee       Frauds & Malpractices In Banks
Abid Hussain Committee              Development Of Capital Markets
Adhyarjuna Committee                Changes In NI Act And Stamp Act
G Sundaram Committee               Export Credit
Gadgil Committee (1969)              Lead Banking System
James Raj Committee    Functioning Of Public Sector Banks
Jankiramanan Committee            Securities Transactions Of Banks & Financial Institutions
JV Shetty Committee     Consortium Advances
K Madhav Das Committee           Urban Cooperative Banks
Kalyanasundaram Committee    Introduction Of Factoring Services In India
Kamath Committee        Education Loan Scheme
Karve Committee            Small Scale Industry
Godwala Committee      Rural Finance
B Venkatappaiah Committee      All India Rural Credit Review
BD Shah Committee       Stock Lending Scheme
BD Thakar Committee    Job Criteria In Bank Loans (Approach)
Bhagwati Committee     Unemployment
Bhagwati Committee     Public Welfare
Bhave Committee           Share Transfer Reforms
Bhide Committee            Coordination Between Commercial Banks And SFC’s
Bhootlingam Committee              Wage, Income & Prices
C Rao Committee             Agricultural Policy
CE Kamath Committee  Multi-Agency Approach In Agricultural Finance
Chatalier Committee      Finance To Small Scale Industry
Chesi Committee             Direct Taxes
Cook Committee (On Behalf Of BIS – Under Basel Committee )  Capital Adequacy Of Banks
D R Mehta Committee   Review Progress And Recommend Improvement Measures Of IRDP
Damle Committee           MICR
WS Saraf Committee      Technology Issues In Banking Industry
Y H Malegam Committee              Disclosure Norms For Public Issues
Dandekar Committee    Regional Imbalances
Dantwala Committee     Estimation Of Employment
Dave Committee              Mutual Funds (Functioning)
Dharia Committee           Public Distribution System
A Ghosh Committee       Final Accounts
DR Gadgil Committee     Agricultural Finance
Goiporia Committee       Customer Service In Banks
GS Dahotre Committee Credit Requirements Of Leasing Industry
GS Patel Committee       Carry Forward System On Stock Exchanges
Hathi Committee             Soiled Banknotes
Hazari Committee (1967)              Industrial Policy
SS Kohli Committee        Rationalization Of Staff Strength In Banks
SS Tarapore Committee                Capital Account Convertibility
Dutta Committee             Industrial Licensing
A C Shah Committee      NBFC
A Ghosh Committee       Modalities Of Implementation Of New 20 Point Programme
G Lakshmi Narayan Committee Extension Of Credit Limits On Basis Of Consortium
IT Vaz Committee            Working Capital Finance In Banks
J Reddy Committee        Reforms In Insurance Sector
KB Chore Committee     To Review The Symbol Of Cash Credit Q
Khanna Committee         Non Performing Assets
Khusrau Committee       Agricultural Credit
KS Krishnaswamy Committee     Role Of Banks In Priority Sector And 20 Point Economic Programme
L K Jha Committee           Indirect Taxes
LC Gupta Committee      Financial Derivatives
Marathe Committee      Licensing Of New Banks
ML Dantwala Committee              Regional Rural Banks
Mrs. KS Shere Committee            Electronic Fund Transfer
P R Nayak Committee    Institutional Credit To SSI Sector
P Selvam Committee      Non Performing Assets Of Banks
Pendarkar Committee   Review The System Of Inspection Of Commercial, RRB And Urban Cooperative Banks
PC Luther Committee    Productivity, Operational Efficiency & Profitability Of Banks
PD Ojha Committee        Service Area Approach
Nadkarni Committee      Improved Procedures For Transactions In PSU Bonds And Units
Nariman Committee       Branch Expansion Programme
Narsimham Committee Financial System
Omkar Goswami Committee      Industrial Sickness And Corporate Restructuring
Pillai Committee               Pay Scales Of Bank Officers
RK Talwar Committee    Customer Service
RK Talwar Committee    Enactment Having A Bearing On Agro Landings By Commercial Banks
R Jilani Banks      Inspection System Of Banks
Rajamannar Committee                Changes In Banking Laws , Bouncing Of Cheques Etc.
Tandon Committee         Follow Up Of Bank Credit
Tandon Committee         Industrial Sickness
Thakkar Committee        Credit Schemes To Self Employed
Mahadevan Committee                Single Window System
Mahalanobis Committee              Income Distribution
Rakesh Mohan Committee          Petro Chemical Sector
Shankar Lal Gauri Committee     Agricultural Marketing
SK Kalia Committee         Role Of NGO And SHG In Credit
SL Kapoor Committee    Institutional Credit To SSI
Ram Niwas Mirdha Committee (JPC)       Securities Scam
Rangarajan Committee Computerization Of Banking Industry
RS Saria Committee        Agricultural Finance And Cooperative Societies
Raghavan Committee    Competition Law
Raja Chelliah Committee              Tax Reforms
Rajamannar Committee                Centre-State Fiscal Relationships
Rangarajan Committee Public Sector Disinvestment
PR Khanna Committee  Develop Appropriate Supervisory Framework For NBFC
Purshottam Das Committee        Agricultural Finance And Cooperative Societies
Rashid Jilani Committee                Cash Credit System
Ray Committee Industrial Sickness
RG Saraiya Committee (1972)     Banking Commission
PL Tandon Committee   Export Strategy
RH Khan Committee       Harmonization Of Banks And SSIS
Vaghul Committee          Mutual Fund Scheme
Varshney Committee     Revised Methods For Loans (>2 Lakhs)
RK Hajare Committee    Differential Interest Rates Scheme
S Padmanabhan Committee       Onsite Supervision Function Of Banks
S Padmanabhan Committee       Inspection Of Banks (By RBI)
Venketaiya Committee Review Of Rural Financing System
Samal Committee            Rural Credit
SS Kohli Committee        Willful Defaulters
SS Nadkarni Committee                Trading In Public Sector Banks
SC Choksi Committee     Direct Tax Law
RN Malhotra Committee              Reforms In Insurance Sector
RN Mirdha Committee  Cooperative Societies
RV Gupta Committee     Agricultural Credit Delivery
Sodhani Committee        Foreign Exchange Markets In NRI Investment In India
SS Kohli Committee        Rehabilitation Of Sick Industrial Units
Sukhmoy Chakravarty Committee            To Review The Working Of Monetary System
Tambe Committee          Term Loans To SSI
Thingalaya Committee   Restructuring Of RRB
Tiwari Committee            Rehabilitation Of Sick Industrial Undertakings
UK Sharma Committee  Lead Bank Scheme (Review)
Usha Thorat Panel           Financial Inclusion
Vipin Malik Committee  Consolidated Accounting By Banks
VT Dehejia Committee  To Study Credit Needs Of Industry And Trade Likely To Be Inflated
Vyas Committee              Rural Credit
Groups & Committees by RBI
Groups & Committees
Chairmen
Working Group to Assess Tax Risks of Migrating HNIs      Sushil Chandra
Working Group on Benchmark Prime Lending Rate (BPLR)            Deepak Mohanty
Working Group on Surveys          Deepak Mohanty
High Level Committee to Review Lead Bank Scheme       Usha Thorat
Working Group to Review the Business Correspondent Model   P Vijaya Bhaskar Rao
High Level Group on Systems and Procedures for Currency Distribution Usha Thorat
G20 Working Group on Enhancing Sound Regulation and Strengthening Transparency    Dr. Rakesh Mohan and Mr Tiff Macklem
Committee on Financial Sector Assessment         Dr. Rakesh Mohan
Working Group on Savings for the Eleventh Five Year Plan (2007-08 to 2011-12)  Dr.Rakesh Mohan
Internal Technical Group on Seasonal Movements in Inflation    Dr. Balvant Singh
Working Group to Examine the Procedures and Processes of Agricultural Loans C P Swarankar
Task Force on Empowering RRB Boards for Operational Efficiency             Dr. K.G. Karmakar
Technical Group Set up to Review Legislations on Money Lending             Shri.S. C. Gupta
Working Group To Suggest Measures To Assist Distressed Farmers          Shri. S. S. Johl
Working Group on Technology Upgradation of Regional Rural Banks        Shri G. Srinivasan
Interest Rate Futures     Shri V.K. Sharma
Internal Working Group to Study the Recommendations of the NCEUS Report   KUB Rao
Working Group on Improvement of Banking Services in the Union Territory of Lakshadweep      S. Ramaswamy
Technical Advisory Group on Development of Housing Start-Up Index in India    Prof. Amitabh Kundu
Working Group on Defraying Cost of ICT Solutions for RRBs          Shri G. Padmanabhan
Working Group on IT support for Urban Cooperative Banks         R Gandhi
High Level Committee on Estimation of Savings and Investment                Dr. C. Rangarajan
Committee on the Global Financial System (CGFS) on Capital Flows and Emerging Market Economies      Dr. Rakesh Mohan
Working Group on Rehabilitation of Sick SMEs    Dr. K. C. Chakrabarty
Working Group on Improvement of Banking Services In Jharkhand          V.S.Das
Working Group for setting up Credit Information Bureau in India               Shri N.H.Siddiqui
Committee for Redesigning of Financial Statements of Non-Banking Financial Companies             Shri V.S.N. Murthy
Committee on Capital Account Convertibility      Shri S.S.Tarapore
Working Group on Compilation of State Government Liabilities  Dr. N.D. Jadhav
Working Group on Improvement of Banking Services in Uttaranchal        V.S. Das
Task Force For Diamond Sector  A K Bera
Working Group on Improvement of Banking Services in Himachal Pradesh            Dr. J. Sadakkadulla
Technical Group on Statistics for International Trade in Banking Services                Shri K.S.R.Rao
Technical Advisory Group On Development Of Leading Economic Indicators For Indian Economy                Dr R B Barman
Need and Use Behavior for Small Denomination Coins   Sanal Kumar Velayudhan
Debt Sustainability at State Level in India              Indira Rajaraman, Shashank Bhide and R.K.Pattnaik
Internal Group to Examine Issues Relating to Rural Credit and Microfinance         Shri H.R.Khan
Working Group to Review Export Credit                Shri Anand Sinha
Internal Working Group on RRBs               Shri A V Sardesai
Working Group on Cost of NRI Remittances         P. K. Pain
Working group to formulate a scheme for Ensuring Reasonableness of Bank Charges      N. Sadasivam
Committee on Fuller Capital Account Convertibility          S.S.Tarapore
Committee on Financial Sector Plan for North Eastern Region     Smt. Usha Thorat
Survey on Impact of Trade-Related Measures on Transaction Costs of Exports    Balwant Singh
Advisory Committee on Ways and Means Advances to State Governments         M.P.Bezbaruah
Working Group on Warehouse Receipts and Commodity Futures              Shri Prashant Saran
Internal Group to Review Guidelines on Credit Flow to SME Sector          Shri C.S.Murthy
Working Group on Regulatory Mechanism for Cards        Shri R.Gandhi
Group on Model Fiscal Responsibility Legislation at State Level   Shri H R Khan
Task Force on Revival of Cooperative Credit Institutions                Prof.A.Vaidyanathan
Special Group for Formulation of Debt Restructuring Mechanism for Medium Enterprises             Shri G.Srinivasan
Working Group on Screen Based Trading In Government Securities         Dr.R.H.Patil
Expert Group on Internet Deployment of Central Database Management System (CDBMS)         Prof. A.Vaidyanathan
Working Group on Introduction of Credit Derivatives in India      Shri B. Mahapatra
Group to Assess the Fiscal Risk of State Government Guarantees             Smt. Usha Thorat
Advisory Committee on Ways and Means Advances to State Governments         Shri C.Ramachandran
Working Group on Rupee Derivatives     Shri Jaspal Bindra
Committee on Computer Audit Shri A.L. Narasimhan
Report on Monitoring of Financial Conglomerates            Smt.Shyamala Gopinath
Working Group on Development Financial Institutions   Shri N. Sadasivan
Advisory Committee to Advise on the Administered Interest Rates and Rationalisation of Saving Instruments     Dr.Rakesh Mohan
Advisory Committee on Flow of Credit to Agriculture      Prof.V.S.Vyas
Working Group on Flow of Credit to SSI Sector   Dr.A.S.Ganguly
Group to Study the Pension Liabilities of the State Governments              B. K. Bhattacharya
Rupee Interest Rate Derivatives               Shri G. Padmanabhan
Working Group on Instruments of Sterilisation   Smt. Usha Thorat
Working Group on Information on State Government Guaranteed Advances and Bonds               Shri.G.Padmanabhan
Working Group on Cheque Truncation and E-cheques    Dr.Barman, ED
Committee on Payment Systems             Dr R H Patil
Review Group on The Working of The Local Area Bank Scheme  Shri G.Ramachandran
Technical Group on Statistics of International Trade in Services   Shri Deepak Mohanty
Working Group for Suggesting Operational and Prudential Guidelines on STRIPS (Separately Traded Registered Interest and Principal of Securities)   Shri M.R.Ramesh
Working Group on Restructuring Weak Public Sector Banks          Shri M.S.Verma
Working Group for Working Out Modalities on Dissemination of Information in Electronic Form Shri Y.S.P. Thorat and Shri C.R. Gopalasundaram
Committee on Technology Upgradation in the Banking Sector    Dr A.Vasudevan ]
Working Group of EURO               Shri V.Subrahmanyam
New Monetary Aggregates         Dr. Y.V. Reddy
Working Group on Electronic Money      Mr.Zarir J. Cama
Working Group on Economic Indicators                 Dr. R.B. Barman
Working Group to Examine the Role of Credit Information Bureaus in Collection and Dissemination of Information on Suit-filed Accounts and Defaulters    Shri S.R. Iyer
Information systems audit policy for the banking and financial sector      Dr. R.B.Burman
The Expert Committee on Legal Aspects of Bank Frauds                Dr.N.L. Mitra
Standing Committee on International Financial Standards and Codes       Dr. Y.V.Reddy
Technical Group on Market Integrity       Shri C.R. Muralidharan
Working Group on Consolidated Accounting and Other Quantitative Methods to Facilitate Consolidated Supervision       Shri Vipin Malik
Expert Committee to Review the System of Administered Interest Rates and Other Related Issues          Dr.Y.V. Reddy
Inter-Departmental Group to study the Rationalisation of Current account Facility with Reserve Bank of India     Shri K.W. Korgaonkar
Technical Group on Phasing Out of Non-banks from Call/Notice Money Market (March 2001)     Dr.Y.V.Reddy
Core Group on Voluntary Disclosure Norms for State Governments         Dr.Y.V.Reddy
Task Force to Study the Cooperative Credit System and Suggest Measures for its Strengthening                Shri Jagdish Kapoor
Internal Group to Review the Guidelines Relating to Commercial Paper Dr.Y.V.Reddy
High Power Committee on Urban Cooperative Banks      Shri Madhav Rao

LIST OF BANKS, HEADQUARTERS AND THEIR TAGLINES


LIST OF BANKS, HEADQUARTERS AND THEIR TAGLINES 
S.No Bank Name Headquarters Tagline
1. Allahabad Bank Kolkata A tradition of trust
2. Andhra Bank Hyderabad Where India Banks
3. Bank of Baroda Vadodara India’s International
Bank
4. Bank of India Mumbai Relationships beyond
Banking
5. Bank of
Maharashtra
Pune One Family One Bank
6. Bhartiya Mahila
Bank (Merged with
SBI)
Delhi Empowering Women,
Empowering India
7. Canara Bank Bangalore Together we can
8. Central Bank of
India
Mumbai Central To you Since
1911, Build A Better Life
Around Us
9. Corporation Bank Mangalore A Premier Public Sector
Bank, Prosperity for all
10. Dena Bank Mumbai Trusted Family Bank
11. Indian Bank Chennai Your Tech-friendly bank
12. Indian Overseas
Bank
Chennai Good people to grow
with
13. IDBI Bank Mumbai Banking For All, Bank
Aisa Dost Jaisa
14. Oriental Bank of
Commerce
Gurugram Where every individual
is committed
15. Punjab National
Bank
New Delhi The Name you can Bank
Upon
16. Punjab & Sind Bank New Delhi Where Service Is A Way
Of Life
17. State Bank of India Mumbai With you all the way,
Pure Banking Nothing
www.mahendraguru.com
Else, The Nation’s banks
on us
18. Syndicate Bank Manipal Faithful. Friendly
19. UCO Bank Kolkata Honors Your Trust
20. Union Bank of India Mumbai Good people to bank
with
21. United Bank of India Kolkata The Bank that begins
with “U”
22. Vijaya Bank Bangalore A Friend You Can Bank
On

Wednesday, July 18, 2018

BOATS AND STREAMS QUANTITATIVE APTITUDE


1.The speed of a Boat in standing water is 10km/hr. It traveled Down Stream from point A to B in certain time. After reaching B the Boat is powered by Engine then Boat started to return from Point B to A. The time taken for Forward journey and Backward journey are same. Then what is the speed of the stream?
1. 2 Km/hr
2. 3 Km/hr
3. 4 Km/hr
4. 5 Km/hr
5. Cannot be determined
Answer & Explanation
Answer – 5. Cannot be determined
Explanation :
S+R = D/t ; S-R+x = D/t
S+R = S-R+x
R =x/2
2.A Boat going upstream takes 8 hours 24 minutes to cover a certain distance, while it takes 5 hours to cover 5/7 of the same distance running downstream. Then what is the ratio of the speed of boat to speed of water current?
1. 6:5
2. 11:5
3. 11:6
4. 11:1
5. 11:10
Answer & Explanation
Answer – 4. 11:1
Explanation :
(S-R)*42/5 = (S+R)*7
S:R = 11:1
3.A Boat takes total 16 hours for traveling downstream from point A to point B and coming back point C which is somewhere between A and B. If the speed of the Boat in Still water is 9 Km/hr and rate of stream is 6 Km/hr, then what is the distance between A and C?
1. 30 Km
2. 60 Km
3. 90 Km
4. 100 Km
5. Cannot be determined
Answer & Explanation
Answer – 5. Cannot be determined
Explanation :
16 = D/9+6 + x/9-6
4.A Boat takes 128 min less to travel to 48 Km downstream than to travel the same distance upstream. If the speed of the stream is 3 Km/hr. Then Speed of Boat in still water is?
1. 6 Km/hr
2. 9 Km/hr
3. 12 Km/hr
4. 15 Km/hr
5. None
Answer & Explanation
Answer – 3. 12 Km/hr
Explanation :
32/15 = 48(1/s-3 – 1/s+3)
s= 12
5.The speed of Boat in Still water is 40 Km/hr and speed of the stream is 20 Km/hr. The distance between Point A and Point B is 480 Km. The boat started traveling downstream from A to B, in the midway, it is powered by an Engine due to which speed of the Boat increased. Now Boat reached Point B and started back to point A with help of the same engine. It took 19 hours for the entire journey. Then with the help of the engine, the speed of the boat increased by how many Km/hr?
1. 10 Km/hr
2. 15 Km/hr
3. 20 Km/hr
4. 24 Km/hr
5. Cannot be determined
Answer & Explanation
Answer – 3. 20 Km/hr
Explanation :
19 = 240/60 + 240/60+x + 480/20+x
x = 20
6.A Boat covers upstream in 12 Hours 48 minutes to travel distance from Point A to B, while it takes 6 hours to cover 3/4th of the same distance running downstream. The speed of the current is 15 Km/hr. The boat covered both forward distance from A to B and backward distance from B to A. Then what is the distance between A and B?
1. 360 Km
2. 480 Km
3. 540 Km
4. 640 Km
5. Cannot be determined
Answer & Explanation
Answer – 4. 640 Km
Explanation :
(S+R)*8 = (S-R)*64/5
S:R = 13:3
R = 15 S = 65
D = (65+15) *8 = 640
7.A Boat takes total 10 hours for traveling downstream from point A to point B and coming back point C which is somewhere between A and B. The speed of the Boat in Still water is 9 Km/hr and rate of Stream is 3 Km/hr, then what is the distance between A and B if the ratio of distance between A to C and distance between B to C is 2:1?
1. 54 Km
2. 66 Km
3. 72 Km
4. 84 Km
5. Cannot be determined
Answer & Explanation
Answer – 3. 72 Km
Explanation :
10 = D/12 + D/18
D = 72
8.A Ship of Length 300m traveling from point A to B downstream passes a Ghat along the river in 18 sec, while in return it passes the same Ghat in 24 sec. If the rate of current is 9 Km/hr. Then what is the length of the Ghat?
1. 50 m
2. 60 m
3. 80 m
4. 100 m
5. Cannot be determined
Answer & Explanation
Answer – 2. 60 m
Explanation :
(S+9)*18 = (S-9)*24
S =63
300+x = 72*5/18*18
x =60
9.Speeds of Boat A and B in still water are in the ratio of 3:2 Rate of current is 10 Km/hr. Both Boats started from Point P to point Q downstream at the same time. After Boat B reaching Point Q, in return journey, it is powered by engine due to which the speed of the boat in still water is increased by 70%, while retuned Boat A returned to Point Q as usual. Both the boats returned back to point P at the same time. Then what is the speed of Boat A?
1. 20 Km/hr
2. 30 Km/hr
3. 40 Km/hr
4. 50 Km/hr
5. Cannot be determined
Answer & Explanation
Answer – 2. 30 Km/hr
Explanation :
S 1 /S 2 = 3/2
R = 10
then
(1/3x+10)+ (1/3x-10) = (1/2x+10) + (1/3.4x-10)
x = 10
Speed of boat A =3*10 = 30
10.A Boat took 8 hours less to travel a distance downstream than to travel the same distance upstream. If the speed of a boat in still water is 9 Km/hr and speed of a stream is 3 Km/hr. In total how much distance traveled by boat?
1. 96 Km
2. 144 Km
3. 164 Km
4. 192 Km
5. 216 Km
Answer & Explanation
Answer – 4. 192 Km
Explanation :
8 =D(1/6 – 1/12)
D =96
Total = 96+96 =192

TIME AND DISTANCE PROBLEMS (QUANTITATIVE APTITUDE)


1.Two trains are moving in opposite directions at 60 km/hr and 90 km/hr. Their lengths are 1.10 km and 0.9 km respectively. The time taken by the slower train to cross the faster train in seconds is:
A.58 sec
B.50 sec
C.48 sec
D.56 sec
E.None of these
Answer
Answer – C (48 sec)
Explanation – Relative speed = all lengths/time
[60+90] = [1.10 +0.9 ]/time [ PLUS when opposite direction] time=2/150 = 1/75 h
1 hour______3600 sec
1/75 hr______?
?= 3600/75=48 sec
2.A 270 m long train running at the speed of 120 kmph crosses another train running in opposite direction at the speed of 80 kmph in 9 seconds. What is the length of the other train?
A.180
B.230
C.245
D.235
E.None of these
Answer
Answer – B (230)
Explanation – Relative speed = total lenghths /time
[120 +80] x5/18 ={ 270 + other train length (say L) } / 9 sec (x5/18 to convert km/hr to m/sec )
200 x (5/18) x9 = 270 + L
500 = 270 +L
L=230 m
Note: always do cutting ,avoid solving exact
3.Two trains of equal length are running on parallel lines in the same direction at 46 km/hr and 36 km/hr. The faster train passes the slower train in 36 seconds. The length of each train is:
A.40 m
B.55 m
C.65 m
D.50 m
E.None of these
Answer
Answer- D (50)
Explanation – Relative speed= total lengths/time
(46-36) x 5/18 = [L + L ] / 36
10 x (5/18) x36 x (1/2)= L
L=50 m
4.A train 125 m long passes a man, running at 5 kmph in the same direction in which the train is going, in 10 seconds. The speed of the train is:
A.35 km/hr
B.50 km/hr
C.48 km/hr
D.55 km/hr
E.None of these
Answer
Answer – B (50 km/hr)
Explanation – Let speed be S
Relative speed = total lengths/time [ in this case man length is neglible compare to train so neglected] (S – 5) x 5/18 = 125 /10
S- 5 = (125/10)x(18/5)
S-5 = 45
S=50 km/hr
5.A train travelling at a speed of 75 mph enters a tunnel 7/2 miles long. The train is 1/4 mile long. How long does it take for the train to pass through the tunnel from the moment the front enters to the moment the rear emerges?
A.1 min
B.3 min
C.5 min
D.6 min
E.None of these
Answer
Answer – B (3 min)
Explanation – Actually train is covering length of tunnel + its own length here
so total distance = 7/2 + 1/4= 15/4 miles
time= distance /speed
time= (15/4) / 75 = 1/20 hour
(1/20)x60 = 3 min
6.A 300 metre long train crosses a platform in 39 seconds while it crosses a signal pole in 18 seconds. What is the length of the platform?
A.310 m
B.350 m
C.600 m
D.490 m
E.None of these
Answer
Answer – B (350 m)
Explanation – when it cross a pole actually it is crossing itself
so, S = 300/18
let length of platform be “p”
relative speed = total lengths/time
speed of train = [300 + p ]/39
(300/18)x39=300 +p
650 -300=p
p=350 m
Note : in this type of question one thing is pole,man and other is of considerable length like platform ,bridge.
when train crosses pole,man it crosses itself
7.Two trains running in opposite directions cross a man standing on the platform in 27 seconds and 17 seconds respectively and they cross each other in 23 seconds. The ratio of their speeds is:
A.1 : 3
B.3 : 4
C.3 : 2
D.Data inadequate
E.None of these
Answer
Answer – C (3 : 2)
Explanation – Let the speeds of the two trains be x m/sec and y m/sec respectively.
Then, length of the first train = 27x metres,
and length of the second train = 17y metres.
relative speed = total lengths/time
x + y = [27x + 17 y ]/23
23x + 23y = 27x + 17 y
27x-23x= 23 y-17y
4x=6y
x/y=6/4=3/2= 3:2
8.The distance between two cities A and B is 330 km. A train starts from A at 8 a.m. and travels towards B at 60 km/hr. Another train starts from B at 9 a.m. and travels towards A at 75 km/hr. At what time do they meet?
A.10:30 am
B.10:45 am
C.11 am
D.11:25 am
E.None of these
Answer
Answer – C (11 am)
Explanation – Suppose they meet x hrs after 8 a.m.
Then, (Distance moved by first in x hrs) + [Distance moved by second in (x-1) hrs] = 330
60x + 75(x – 1) = 330
x = 3
So, they meet at (8 + 3), i.e. 11 a.m
9.Two, trains, one from Howrah to Patna and the other from Patna to Howrah, start simultaneously. After they meet, the trains reach their destinations after 9 hours and 16 hours respectively. The ratio of their speeds is:
A. 1: 2
B. 4 : 3
C. 7 : 8
D. 3 : 4
E. none of these
Answer
Answer- B (4:3)
Explanation:
Let us name the trains as A and B. Then,
trick formula
(A’s speed) : (B’s speed) = square root of b : square-root of a =square-root of 16 : square-root of 9 = 4 : 3.
10.A train overtakes two persons walking along a railway track. The first one walks at 4.5 km/hr. The other one walks at 5.4 km/hr. The train needs 8.4 and 8.5 seconds respectively to overtake them. What is the speed of the train if both the persons are walking in the same direction as the train?
A.59 km/hr
B.65 km/hr
C.70 km/hr
D.81 km/hr
E. None of these
Answer
Answer-D (81 km/hr)
Explanation-
4.5 km/hr =(4.5 x 5/18)m/sec =5m/4sec = 1.25 m/sec, and
5.4 km/hr =(5.4 x 5/18)m/sec =3m/2sec = 1.5 m/sec.
Let the speed of the train be x m/sec.
Then, (x – 1.25) x 8.4 = (x – 1.5) x 8.5
=> 8.4x – 10.5 = 8.5x – 12.75
=> 0.1x = 2.25
=> x = 22.5
Therefore Speed of the train =(22.5 x18 /5)km/hr = 81 km/hr.


Tuesday, July 17, 2018

GENERAL AWARENESS RELATING TO GOVERNMENT SCHEMES


WOMEN EMPOWERMENT IN INDIA
BETI BACHAO BETI PADHAO (BBBP) SCHEME
Launch Date 22nd January 2015
Launched by Narendra Modi
Aim 1. To generate awareness about the declining sex ratio so as to
eradicate female foeticide.
2. To generate awareness and improve the efficiency of welfare services
meant for women
Nodal Agency 1. Ministry of Women and Chid Development (MWCD)
2. Ministry of Health and Family Welfare
3. Ministry of Human Resource Development
Brand Ambassador Sakshi Malik
ONE STOP CENTRE
Launch Date 1
st April 2015
Launched by Narendra Modi
Aim 1. To provide support and assistance to women affected by violence at
private or at any public place, irrespective of caste, class, religion,
region, sexual orientation or marital status.
2. To provide immediate access to a range of services including medical,
legal, psychological and counselling support to the victims.
Nodal Agency Ministry of Women and Chid Development (WCD)
PRADHAN MANTRI MATRU VANDANA YOJANA (PMMVY)
Launch Date May 2017
Launched by Narendra Modi
Bankexamstoday.com Page 2
Aim 1. To improve the health of pregnant women and lactating mothers and
reducing the effects of under nutrition through cash incentives.
2. To generate awareness and improve the efficiency of welfare services
meant for women.
Nodal Agency Ministry of Women and Chid Development (WCD)
WOMEN HELPLINE SCHEME
Launch Date 1
st April 2015
Launched by Narendra Modi
Aim 1. To provide 24hrs emergency and non-emergency response to women
affected by violence including sexual offences and harassment both
in public and private sphere.
2. To provide integrated support and assistance to women affected by
violence.
Other Features 1. To be funded from the Nirbhaya Fund.
2. Complaints can be lodged by dialling 181 (Women Helpline).
MAHILA E-HAAT
Launch Date 7
th March 2016
Launched by Narendra Modi
Aim 1. To strengthen financial inclusion of women entrepreneurs by
providing support and sustenance to their creativity.
2. It provides a web based marketing platform to the women
entrepreneurs to directly sell their products.
3. To strengthen the socio-economic empowerment of women.
Nodal Agency Ministry of Women and Chid Development (WCD)
PRADHAN MANTRI UJJWALA YOJANA
Launch Date 1
st May 2016
Launched by Narendra Modi


Aim 1. To safeguard the health of women & children by providing them with
a clean cooking fuel – LPG, so that they don’t have to compromise
their health in smoky kitchens or wander in unsafe areas collecting
firewood.
2. To provide 5 crore LPG connections in the name of women in BPL
(Below Poverty Line) households.
3. To provide a financial support of Rs 1600 for each LPG connection to
the eligible BPL households.
Nodal Agency Ministry of Petroleum and Natural Gas
SUKANYA SAMRIDHI YOJANA
Launch Date 22nd January 2015
Launched by Narendra Modi
Aim 1. To provide a saving scheme targeted at the parents of girl child.
2. To encourage parents to build a fund for the future education and
marriage expenses for their girl child.
Other facts 1. It is a small deposit scheme for the girl child launched as a part of the
‘Beti Bachao Beti Padhao’ campaign.
2. A Sukanya Samridhi Account can be opened any time after the birth if
the girl till she turns 10, with a minimum deposit of Rs 1,000.
3. The account can be opened in any post office or authorized branches
of commercial banks.
Nodal Agency Ministry of Women and Chid Development (WCD)
SWADHAR GREH SCHEME
Launch Date 2002
Launched by Narendra Modi
Aim 1. It targets the women victims of difficult circumstances who are in
need of institutional support for rehabilitation so that they could lead
their life with dignity.
2. To provide shelter, food, clothing and health as well as economic and
social security for these women.
3. To provide ‘Child Protection Services’ to provide financial assistance
to the states/UT for setting up or maintenance of Child Care

Institutions.
Nodal Agency Ministry of Women and Chid Development (WCD)
SUPPORT TO TRAINING AND EMPLOYMENT PROGRAMME FOR WOMEN
(STEP)
Launch Date Launched as a central scheme in 2009
Launched by Narendra Modi
Aim 1. To make a significant impact on women by upgrading skills.
2. To enable groups of women to take up employment-cum-income
generation programmes.
3. To help in providing support for improving training and employment
conditions of women.
Other facts 1. It is a small deposit scheme for the girl child launched as a part of the
‘Beti Bachao Beti Padhao’ campaign.
2. A Sukanya Samridhi Account can be opened any time after the birth if
the girl till she turns 10, with a minimum deposit of Rs 1,000.
3. The account can be opened in any post office or authorized branches
of commercial banks.
Nodal Agency Ministry of Women and Chid Development (WCD)
SHADI SHAGUN YOJANA
Launch Date 6
th August 2017
Launched by Narendra Modi
Aim 1. Under the scheme all the graduate Muslim girls completing their
graduation in any of the streams before their marriage would also be
eligible to avail the Shaadi Shagun Yojana benefits.
2. To motivate girls from minority groups to pursue higher education.
Nodal Agency Ministry of Women and Chid Development (WCD)
UNIVERSAL SCHEME FOR ADOLESCENT GIRLS
Launch Date 16th November 2017
Bankexamstoday.com Page 5
Launched by Narendra Modi
Aim 1. Under the scheme, school girls in the age group of 11-14 years would
be provided with nutrition support and vocational/skill training under
non-nutrition.
Nodal Agency Ministry of Women and Chid Development (WCD)
OTHER SCHEMES LAUNCHED WEREMAHILA
SHAKTI KENDRA
 This is a scheme to address women’s issues at the village level. The Cabinet Committee on
Economic Affairs (CCEA) approved ‘Pradhan Mantri Mahila Shakti Kendra’ scheme for a period
2017-18 to 2019-20.
 The scheme is part of Umbrella Scheme “Mission for Protection and Empowerment for
Women” of the Union Ministry of Women and Child Development.
 It aims at empowering rural women through community participation to create an
environment in which they realise their full potential.
 It will provide an interface for rural women to approach government for getting their
entitlements and for empowering them through training and capacity building.
 At national level, Mahila Shakti Kendra will provide domain-based knowledge support while at
state level, it will cater to State Resource Centre for Women that will provide technical support
on issues related to women at district and block level centres. It will provide support to PMMSK
and also foothold to Beti Bachao, Beti Padhao in 640 districts.
NATIONAL POLICY FOR WOMEN, 2017
 The National Policy for Women, 2017 was drafted and is under consideration at present.
 The draft Policy addresses the diverse needs of women with regard to health including food
security and nutrition; education; economy including agriculture, industry, labour, employment,
NRI women, soft power, service sector, science and technology; governance and decision
making; violence; creation of an enabling environment among others.
SHE-BOX


 To help women report incidents of Sexual harassment at the workplace, an online complaint
mechanism – SHe-Box – has been established.
 Any female employee in the country, whether employed by the government or private, can file
an online complaint of sexual harassment through this portal.
Mahila Police Volunteers are being appointed to encourage women to report crime and are
serving as role models in their communities. The scheme is currently operational in 5 States.
Central Victim Compensation Fund has been created under Nirbhaya, which is a corpus fund to
support States/UTs for their Victim Compensation Scheme. This is helping ensure adequate and
timely support for women survivors of crime and violence.

new currency note, new rupee, by RESERVE BANK OF INDIA

Currency banknote          Series     Dimensions         Base colour          Motif (image on the note) 100 rupee note Mahatma Gandhi ...